Commercial Surety

Commercial Surety

Learn how your organization can benefit from commercial surety. 

Today’s competitive landscape, coupled with a volatile economic outlook, demands surety program certainty and sustainability. An efficient bond program can enhance corporate liquidity and maximize working capital.

What is Commercial Surety Bonding?

Surety bonds are financial instruments used between three parties: the principal, the obligee and the surety entity issuing the bond. Surety bonds offer the advantages of helping clients meet capital requirements, optimize their cost of capital, and provide an off-balance sheet solution to letters of credit.

Why is Commercial Surety Important?

  • Provides Financial Security for Organizations

    By guaranteeing the performance of contractual obligations, surety bonds protect the business and the parties it contracts with from potential financial losses due to a breach of contract or the inability to fulfill obligations. 

  • Can Increase Financial Flexiblity

    Companies using commercial surety bonds can increase their financial flexibility and may improve their ability to win contracts or obtain permits and licenses. Surety bonds can also build trust and confidence with potential customers and partners. 

How Aon Can Help

Aon Surety helps clients make better decisions by carefully evaluating their strengths and opportunities, sharing the surety options available to them and creating custom solutions to help them achieve their goals. Aon conducts nearly 175,000 surety transactions annually and manages over $200 billion in surety liability, placing us as one of the largest surety brokers. Our team comprises some of the strongest surety consultants in the world, with deep experience managing programs with complex indemnity structures, high-volume transaction counts and significant risk analysis.

We combine this knowledge and experience with custom client benchmarking, exclusive data and analytics and leading technology (AonBondLink 2.0) to offer comprehensive surety services, which, depending on the jurisdiction, may include:

  • License and Permit Bonds
  • Guaranteed Payment Bonds
  • Lease Bonds
  • Workers’ Compensation Self-Insurance and Pension Bonds
  • Insurance Program Bonds
  • Customs Bonds
  • Appeal and Other Court Bonds
  • Environmental and Reclamation Bonds
  • Closure and Post-Closure Bonds
  • Performance, Subdivision, Escrow and Completion Bonds
  • Service and Supply Contracts
  • Solutions for Private Equity, Bankruptcy and Captives

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Aon conducts nearly 175,000 surety transactions every year, managing over $200 billion in surety liability, giving us unmatched experience in the syndication of surety products.

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